How to make a payment using Paypal

PayPal is an online money exchanging company that helps ensure that monetary transactions are performed in a secure, safe manner. PayPal is the most secure,reliable and preferred on-line payment method for most online buyers and sellers, and lets you send payments securely online using a credit card (Visa, MasterCard, Discover, and American Express) or bank account. When you send a payment using PayPal, the recipient won't ever see your credit card or bank account information.

Instructions for How to Open a PayPal Account:

1.Browse to the Paypal website( In the address bar you will notice that the website starts with "https" instead of the more common "http." This is because PayPal has directed you to a secure site; the information being sent between your computer and their server is encrypted and is much safer than normal web traffic.

2.Click the button that says "Sign Up" in the middle of the page to go to the quick, one-page sign-up form.. This button will start your signup process.

3.Select your country from the drop down box and "Personal -For individuals who shop online" option from a choice of three options.Most users want the Personal Account; it is free and has all of the basic PayPal features. The other two accounts are for online sellers and small businesses and have fees associated with them.

4.Press the button labeled "Start Now." and fill in the fields on the next page and click "Agree and Create Account" when you are done. Remember, you are on a secure site so your information is safe.

5.Confirm your email address using the instructions on the page. You'll need to go to the email account that you specified on the signup page and click a link in the email sent to you by PayPal. It's a good idea to confirm your email when you get this message so you won't forget to do this important step later.

You now are a certified PayPal account holder!The Personal Account Overview page will contain your name, email address, and account status.

Why verify a PayPal account?

If you have a PayPal account, you might find yourself restricted from sending and receiving money in some cases. This is because your account is unverified.Unverified accounts have a sending limit of $100. In some instances, some sellers may even reject a payment from unverified accounts. By verifying your account, you show that you are willing to insure your payment comes from an adequate, legitimate source. Verifying your PayPal account also lets you send money instantly and without any limits.

How to verify a PayPal account by linking it to your bank account(only for USA residents):

The easiest way to verify any PayPal account is to link it to your bank account. In order to set up your bank account, you will need your bank name, account and routing number.

1.Login to your PayPal account and click on Profile.

2.Once there, click on Bank Accounts under the Financial Information bar.

3. Click on Add Bank, enter your banking information, confirm it and then PayPal will make one or two small deposits into your account.

4.Once deposited, you enter this amount in the same screen and this confirms you have linked your bank account to your PayPal account.

Once linked, you can send money to and from your bank account at will.

How to verify a PayPal account by linking it to your credit/debit card(only for members living outside of the U.S.):

You can also verify your PayPal account by linking it to a debit or credit card.There are some people feel unsecure to verify their paypal account using credit card and they prefer to use prepaid debit card instead. As long as the debit card can be used like a Visa, Mastercard or Discover card, you can use it to verify your PayPal account. The process of verifying boths type of cards are actually the same. but please make sure you have credit limit available in your credit card or debit card account.Some prepaid debit cards have no credit limit available in the account until you putting some money in your account before you can use to verify your paypal account, while credit card already have its credit limit available given by bank, hence you can use it directly to verify your paypal account

1. Click the My Account tab.

2. Click the Profile subtab.

3. Click the Credit Cards link in the Financial Information column.

4. Click Add.

5. Fill out the Add Credit Card form.

6. Click Add Credit Card.

7. You have successfully added your credit card to your PayPal account.

8. Upon adding your credit or debit card, PayPal charges your card a small fee ($1.95).

9. The fee appears on your bank account statement accompanied by a unique, randomly generated four-digit Expanded Use (EXPUSE) number.

10. Locate your four-digit Expanded Use number, either on your next paper or online credit card statement. The Expanded Use number is located right before the word PayPal in the description of the Expanded Use fee charged to that credit card.

11. Log in to your PayPal account and click the Complete Expanded Use Enrollment link on the Account Overview page to complete your enrollment.

It usually takes 2-3 business days for the PayPal Expanded Use Number to appear, depending on the issuing bank. If you do not have online access to your statement, wait until you receive your physical statement to check your four-digit PayPal Expanded Use Number.